{"id":430,"count":11,"description":"<p>This section explains how mortgages in Spain work: the interest rate, the role of the ECB and Euribor, what banks ask for, and how a mortgage for a non-resident differs from one for a resident. Articles also look at how many people buy with a loan and how many pay in cash in different provinces.<\/p><p>Before choosing a new build, ask a bank or a broker what loan size and terms you can get, and remember that the bank sets the loan against its own valuation of the property, so the rest comes from your own funds, plus taxes and fees. For an off-plan purchase, check how your stage payments and the final payment fit together. Banks change their terms and rates often, so confirm every condition with the bank itself. Questions about a specific project? <a href=\"\/contacts\/\">Contact us<\/a>.<\/p><p>Read also: <a href=\"\/articles\/nalogi-i-zakony\/\">Taxes and law<\/a>, <a href=\"\/articles\/buying-guides\/\">How to buy<\/a>, <a href=\"\/articles\/ekonomika\/\">Economy<\/a>.<\/p>","link":"https:\/\/alegria-premium.com\/en\/articles\/mortgages\/","name":"Mortgages","slug":"mortgages","taxonomy":"category","parent":1,"meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mortgages<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/alegria-premium.com\/en\/articles\/mortgages\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgages\" \/>\n<meta property=\"og:description\" content=\"This section explains how mortgages in Spain work: the interest rate, the role of the ECB and Euribor, what banks ask for, and how a mortgage for a non-resident differs from one for a resident. Articles also look at how many people buy with a loan and how many pay in cash in different provinces. Before choosing a new build, ask a bank or a broker what loan size and terms you can get, and remember that the bank sets the loan against its own valuation of the property, so the rest comes from your own funds, plus taxes and fees. For an off-plan purchase, check how your stage payments and the final payment fit together. Banks change their terms and rates often, so confirm every condition with the bank itself. Questions about a specific project? Contact us. Read also: Taxes and law, How to buy, Economy.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/alegria-premium.com\/nl\/articles\/mortgages\/\" \/>\n<meta property=\"og:site_name\" content=\"New-build property in Spain. 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