{"id":430,"count":11,"description":"<p>Cette rubrique explique le fonctionnement du cr\u00e9dit immobilier en Espagne : le taux d'int\u00e9r\u00eat, le r\u00f4le de la BCE et de l'Euribor, ce que demandent les banques et en quoi un pr\u00eat pour un non-r\u00e9sident diff\u00e8re de celui d'un r\u00e9sident. Les articles montrent aussi quelle part des transactions se fait avec un cr\u00e9dit et quelle part au comptant selon les provinces. Cela aide \u00e0 voir \u00e0 quel point le cr\u00e9dit est r\u00e9pandu l\u00e0 o\u00f9 vous comptez acheter.<\/p><p>Avant de choisir un logement neuf, demandez \u00e0 une banque ou \u00e0 un courtier quel montant et \u00e0 quelles conditions on peut vous pr\u00eater. Gardez en t\u00eate que la banque calcule le pr\u00eat \u00e0 partir de sa propre \u00e9valuation du bien : le reste, ainsi que les imp\u00f4ts et les frais, est \u00e0 votre charge sur fonds propres. Pour un achat sur plan, r\u00e9fl\u00e9chissez \u00e0 la fa\u00e7on dont s'articulent les paiements \u00e9chelonn\u00e9s et le paiement final. Les banques modifient souvent taux et conditions, confirmez donc chaque condition aupr\u00e8s de la banque elle-m\u00eame. Une question sur un programme pr\u00e9cis ? <a href=\"\/contacts\/\">\u00c9crivez-nous<\/a>.<\/p><p>\u00c0 lire aussi : <a href=\"\/articles\/nalogi-i-zakony\/\">Imp\u00f4ts et lois<\/a>, <a href=\"\/articles\/buying-guides\/\">Comment acheter<\/a>, <a href=\"\/articles\/ekonomika\/\">\u00c9conomie<\/a>.<\/p>","link":"https:\/\/alegria-premium.com\/fr\/articles\/mortgages\/","name":"Cr\u00e9dit immobilier","slug":"mortgages","taxonomy":"category","parent":1,"meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cr\u00e9dit immobilier<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/alegria-premium.com\/fr\/articles\/mortgages\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9dit immobilier\" \/>\n<meta property=\"og:description\" content=\"Cette rubrique explique le fonctionnement du cr\u00e9dit immobilier en Espagne : le taux d&rsquo;int\u00e9r\u00eat, le r\u00f4le de la BCE et de l&rsquo;Euribor, ce que demandent les banques et en quoi un pr\u00eat pour un non-r\u00e9sident diff\u00e8re de celui d&rsquo;un r\u00e9sident. Les articles montrent aussi quelle part des transactions se fait avec un cr\u00e9dit et quelle part au comptant selon les provinces. Cela aide \u00e0 voir \u00e0 quel point le cr\u00e9dit est r\u00e9pandu l\u00e0 o\u00f9 vous comptez acheter. Avant de choisir un logement neuf, demandez \u00e0 une banque ou \u00e0 un courtier quel montant et \u00e0 quelles conditions on peut vous pr\u00eater. Gardez en t\u00eate que la banque calcule le pr\u00eat \u00e0 partir de sa propre \u00e9valuation du bien : le reste, ainsi que les imp\u00f4ts et les frais, est \u00e0 votre charge sur fonds propres. Pour un achat sur plan, r\u00e9fl\u00e9chissez \u00e0 la fa\u00e7on dont s&rsquo;articulent les paiements \u00e9chelonn\u00e9s et le paiement final. Les banques modifient souvent taux et conditions, confirmez donc chaque condition aupr\u00e8s de la banque elle-m\u00eame. Une question sur un programme pr\u00e9cis ? \u00c9crivez-nous. \u00c0 lire aussi : Imp\u00f4ts et lois, Comment acheter, \u00c9conomie.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/alegria-premium.com\/nl\/articles\/mortgages\/\" \/>\n<meta property=\"og:site_name\" content=\"Immobilier neuf en Espagne. 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Les articles montrent aussi quelle part des transactions se fait avec un cr\u00e9dit et quelle part au comptant selon les provinces. Cela aide \u00e0 voir \u00e0 quel point le cr\u00e9dit est r\u00e9pandu l\u00e0 o\u00f9 vous comptez acheter. Avant de choisir un logement neuf, demandez \u00e0 une banque ou \u00e0 un courtier quel montant et \u00e0 quelles conditions on peut vous pr\u00eater. Gardez en t\u00eate que la banque calcule le pr\u00eat \u00e0 partir de sa propre \u00e9valuation du bien : le reste, ainsi que les imp\u00f4ts et les frais, est \u00e0 votre charge sur fonds propres. Pour un achat sur plan, r\u00e9fl\u00e9chissez \u00e0 la fa\u00e7on dont s&rsquo;articulent les paiements \u00e9chelonn\u00e9s et le paiement final. Les banques modifient souvent taux et conditions, confirmez donc chaque condition aupr\u00e8s de la banque elle-m\u00eame. 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